Calculator and tax forms on desk

VAT Calculator: Everything about VAT for Freelancers

July 28, 20258 min readBy ZZP Pulse Team

As a freelancer in the Netherlands, you need to account for VAT (Value Added Tax - BTW in Dutch). Whether you're just starting out or have been an entrepreneur for years, it's essential to understand VAT rules properly. In this article, we discuss everything you need to know about VAT rates, calculations, and important changes for 2025.

Important change in 2025

The revenue threshold for mandatory VAT registration is lowered from €25,000 to €20,000 per year. This means more freelancers will become VAT-liable and must file quarterly VAT returns.

Stay up to date with the latest VAT regulations to avoid surprises.

Looking for 2026 VAT information? Check our BTW Calculator 2026 guide for the latest changes, including the major accommodation VAT increase to 21%.

VAT rates in the Netherlands (2024-2025)

The Netherlands has three VAT rates that you as a freelancer need to know:

VAT RateWhen applicableExamples
21% StandardMost services and productsConsultancy, IT services, marketing, design, office supplies
9% ReducedSpecific goods and servicesFood products, books, medicines, hairdresser, bicycle repair
0% Zero rateInternational servicesB2B services within EU, export outside EU, international transport
Tax accounting and calculations

Small Business Scheme (KOR) - Is it right for you?

The Small Business Scheme (Kleineondernemersregeling or KOR) is an important scheme for starting and small freelancers. But is it beneficial for you? Let's look at the pros and cons:

KOR Advantages

  • • No VAT registration required
  • • No quarterly VAT returns
  • • Lower prices for consumers
  • • Less administrative burden

KOR Disadvantages

  • • No VAT refund on expenses
  • • Higher costs for investments
  • • Less attractive for B2B
  • • Revenue limit of €20,000

When is KOR beneficial?

KOR is especially interesting if you: (read more in our complete KOR guide)
  • Mainly serve consumers
  • Have few business expenses
  • Are just starting as a freelancer
  • Stay under €20,000 revenue

If you opt for the KOR, make sure your invoices comply with the legal requirements.

Key Takeaway
On your invoices under KOR you must state:
"Invoice exempt from VAT under article 25 VAT Act"

Calculating VAT: Practical examples

Let's look at some practical examples of VAT calculations:

Example 1: Consultancy service

Rekenvoorbeeld

Service excluding VAT€1,000.00
VAT (21%)€210.00
Total including VAT€1,210.00

Example 2: Business laptop

Rekenvoorbeeld

Laptop including VAT€1,210.00
VAT to reclaim€210.00
Net costs€1,000.00
VAT deduction: As a VAT-liable entrepreneur, you can reclaim VAT on business expenses. In the laptop example, you effectively pay €1,000 instead of €1,210.

Need help with your VAT return? Read our complete step-by-step VAT filing guide.

Quarterly returns: Step by step

Q1: Jan-Mar

Deadline: April 30

Note: Often busy!

Q2: Apr-Jun

Deadline: July 31

Holiday period!

Q3: Jul-Sep

Deadline: October 31

After summer

Q4: Oct-Dec

Deadline: January 31

New Year!

Zero return mandatory!

Even if you had no revenue, you must file a "zero return" (nihil-aangifte). A missed return immediately results in a fine of at least €69! Check our complete VAT deadlines overview for 2025.
Freelancer working on laptop

VAT for international services

Do you work for clients abroad? Then special rules apply:

Client typeVAT rateAction required
Dutch consumer21% VATNormal VAT calculation and payment
Dutch business21% VATNormal VAT calculation and payment
EU business (with VAT number)0% VATVAT reversed, mention client VAT number
EU consumer21% VATCalculate and pay Dutch VAT
Outside EU0% VATNo VAT, but mention on invoice

VIES check mandatory

For services to EU businesses, you must verify your client's VAT number via theEU VIES database. Save the proof of verification!

Practical tips for smooth VAT administration

Digital administration

Use software that automatically calculates VAT and prepares returns

Save 5+ hours per quarter

VAT savings

Set aside 21% of your revenue on a separate account by default

Prevent payment problems

Check VAT numbers

Always verify VAT numbers of new EU clients

Prevent assessments

Plan your returns

Put deadlines in your calendar with reminders a week before

Prevent fines

Frequently asked questions

Do I always have to charge VAT as a freelancer?

No, only if your revenue exceeds €20,000 per year or if you choose to be VAT-liable. With the Small Business Scheme (KOR) you are exempt.

Can I switch from KOR to VAT liability?

Yes, you can voluntarily choose VAT liability. This can be beneficial if you have many business expenses on which you can reclaim VAT. You can make the switch on January 1st of each year.

What happens if I exceed the €20,000 threshold?

You must register with the Tax Authority within 4 weeks and start calculating and paying VAT from that moment. You will then receive instructions for your first VAT return.

How long does it take to get VAT refunded?

Usually within 30 days after filing your quarterly return. For your first return or with high amounts, it may take longer due to checks.

Conclusion

Key points to remember:
  • • New 2025 threshold: €20,000 for KOR
  • • Three VAT rates: 21%, 9% and 0%
  • • Quarterly returns with fixed deadlines
  • • EU services: verify VAT numbers

Need help?

Consider hiring an accountant for your first year. Many freelancers find that the investment (€100-200/month) pays for itself through time savings and preventing costly VAT mistakes.
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